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CONSUMERS CREDIT UNION INTERNAL PHONE NUMBERS ILLINOIS FULL

APYs accurate as of the last dividend declaration date. Apple Pay is a trademark of Apple Inc., registered in the US and other countries and regions.

Mastercard is a registered trademark and the circle design is a trademark of Mastercard International Incorporated.

Credit card rate and limit are chosen based on credit history and score.

Rates, terms and conditions are subject to change and are based on creditworthiness and qualifications.

All credit cards are subject to approval.

The annual percentage rate will never be greater than 18.00%.

The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle.

The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin of 9.00%. Points are redeemed via the UChoose website which can be accessed via RIAFCU online and mobile banking. Points can be converted to cash back in increments of 500 points or $5.00. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. You will automatically earn 1.5 points per $1.00 spent on net purchases (purchases less any credits, returns, and adjustments).

CONSUMERS CREDIT UNION INTERNAL PHONE NUMBERS ILLINOIS FULL

Mastercard Rewards Card – See Mastercard® Credit Card Disclosure for full details and disclosures.